Online and Mobile Banking will be intermittently unavailable from Saturday, November 16 at 8:00 PM ET to Sunday, November 17 at 5:30 AM ET. We apologize for any inconvenience that this may cause.
Online and Mobile Banking will be intermittently unavailable from Saturday, November 16 at 8:00 PM ET to Sunday, November 17 at 5:30 AM ET. We apologize for any inconvenience that this may cause.
Backed by the strength and stability of Cambridge Savings Bank, a trusted financial institution based in the greater Boston area, Ivy Bank was created with the goal of helping to improve your financial well-being by offering user-friendly higher-interest rate products, exceptional digital experiences, and personalized service.
Opening an account
online is easy.
Convenient features that help you bank from your device.
You won’t be thrown off by a charge you weren't expecting.
Competitive market rates that help your money grow.
1Rates effective as of 12/3/24. Minimum opening deposit of $2,500. The minimum balance to obtain the 4.60% Annual Percentage Yield (APY) is $2,500. If your balance is between $10 - $2,499.99, the interest rate is 0.05% and the APY is 0.05%. The maximum account balance to receive the 4.60% APY is $1,000,000. This is a tiered variable rate account, and rates may change after the account is opened. Fees may reduce earnings.
2FDIC Insured up to the maximum amount allowed by law. Ivy Bank and Cambridge Savings Bank are treated as the same entity for the purposes of calculating FDIC insurance limits.
3Transfers and withdrawals from Ivy Bank Savings accounts may be limited to a total of six per calendar month. Withdrawals and transfers shall only be made payable to one or more of the owners of the account.
4Rates effective as of 12/3/24 and are subject to change without notice. Minimum opening deposit of $1,000. The Annual Percentage Yield (APY) is based on monthly compounding with funds held to maturity. $10 minimum daily balance required to earn APY. Additional deposits are not permitted. Substantial penalties for early withdrawal may be imposed. Fees may reduce earnings. For more information, please refer to our disclosures.