Member FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government

CHOOSE AN ACCOUNT

a background pattern of the ivy bank logo

High-Yield
Savings Account

4.25%APY1

Market-Leading Rates

  • Apply for an account in minutes
  • $2,500 minimum opening balance
  • $2,500 minimum balance to earn rate and APY
  • Earn 10x the national average savings account rate3.
  • See below for full disclosure
a background pattern of the ivy bank logo

High-Yield
CDs

4.35%APY2

Market-Leading Rates

Terms

3 month

High-Yield
CDs

4.00%APY2

Market-Leading Rates

Terms

6 month

High-Yield
CDs

3.75%APY2

Market-Leading Rates

Terms

1 year

High-Yield
CDs

3.25%APY2

Market-Leading Rates

Terms

2 year

High-Yield
CDs

3.00%APY2

Market-Leading Rates

Terms

3 year

High-Yield
CDs

2.50%APY2

Market-Leading Rates

Terms

5 year

For more details on our personal savings accounts, please refer to our disclosures.

1Rates effective as of 10/1/25. Minimum opening deposit of $2,500. The minimum balance to obtain the 4.25% Annual Percentage Yield (APY) is $2,500. If your balance is between $10 - $2,499.99, the interest rate is 0.05% and the APY is 0.05%. The maximum account balance to receive the 4.25% APY is $1,000,000. This is a tiered variable rate account, and rates may change after the account is opened. Fees may reduce earnings.

21, 2, 3, 5 Year or 3, 6 Month Certificates of Deposit. Rates effective as of 10/30/25 and are subject to change without notice. Minimum opening deposit of $1,000. The Annual Percentage Yield (APY) is based on monthly compounding with funds held to maturity. $10 minimum daily balance required to earn APY. Additional deposits are not permitted. Substantial penalties for early withdrawal may be imposed. For more information, please refer to our disclosures

3The National Savings Account Average is calculated monthly by the Federal Deposit Insurance Corporation (FDIC) and can be found on FDIC.gov.